The total revenue for the fourth quarter of 2011 was $791m, down 10%, compared to $882m for the same period a year ago.

Net interest income was $640m, up 1%, compared to $631m for the same period in the previous year.

The increase in net interest income was primarily due to overall loan growth, largely offset by a decrease in the net interest margin which declined 24 basis points from the year-ago quarter.

Noninterest income was $151m, a decrease of 40%, compared to $251m for the same period in the previous year.

The decrease in noninterest income was primarily due to lower gains on the sale of securities and lower other noninterest income.