For the full-year period of 2007, net income was $12.68 million, compared to $12.63 million for the full-year period of 2006.

James Rakes, chairman, president and CEO, said: In these interesting times, I am pleased to report another solid year for National Bankshares. We were challenged with compression of the net interest margin during 2007, and we worked to overcome that challenge by adding quality loans to our portfolio and by controlling overhead costs.