From April 2011, all the branches have been connected with core banking solution (CBS) for better operational efficiency, reported The HinduBusinessLine.
The bank manages a network of approximately 218 branches spread over 15 districts.
The lender had Nil-NPA and has been earning profit for the past 14 years, despite staff shortage.
Pandyan Grama Bank had participated in the Financial Inclusion Program, covering 219 villages, involving around one lakh accounts.
For the current fiscal year, the bank has a fixed target of achieving INR42bn ($780m), out of which it has reached up to INR30bn ($558m).
