For the full-year period ended December 31, 2007, net income was $50.3 million, a decrease of 10%, compared to $55.9 million for the full-year period of 2006. Net income per diluted share was $1.51 for fiscal 2007, compared to $1.64 per share for fiscal 2006.

Martin Dietrich, president and CEO, said: The financial services industry as a whole was faced with challenging market conditions and credit-quality issues in 2007.