The mobile payment service will enable HDFC customers to pay bills, top up prepaid airtime and buy tickets from their mobile phone and is designed to operate across all mobile networks using any Visa and non-Visa branded payment account.

The service can be used by any mobile subscriber, anywhere and accessed by even the most basic mobile phone, benefiting consumers in terms of saving of time, energy and mental fatigue, said the bank.

The new menu based USSD mobile technology empowers consumers to pay their utilities bills, and they can access the service via USSD over Movida’s secure connection after linking their HDFC Bank Visa or non-Visa payment card to their mobile phone number, claims HDFC.

The service leverages various security measures to maintain account integrity, including a unique PIN number set up on the phone to access the account information, and the bank-registered phone can be connected to the service.

Currently, the service is being offered to a select number of valued customers before being rolled out across the country later in the year.