<p>According to the bank, the promotional offer will earn new customers who open a Plus account 50% extra interest on top of Lloyds TSB's existing Plus account rate of 4.25%. <br /><br />Under the terms of the promotion, customers who join Lloyds TSB before October 9, 2007 and opt for a Plus account will receive 6.4% AER credit interest for 12 months from the date the account is opened, on balances as high as GBP2,500. To qualify for the higher rate of interest, customers are required to pay in GBP1,000 a month. After the 12-month offer period ends, customers will earn 4.25% AER. <br /><br />There are a variety of Plus accounts available including Classic, which has no fee; and the Select, Gold, Platinum and Premier added value accounts, which come with a wide range of benefits, including AA breakdown cover, travel insurance and mobile phone insurance for a monthly fee.</p>