For the nine-month period ended December 31, 2007, net income was $3.5 million, or $1.36 per diluted share, compared to $1.3 million, or $0.50 per diluted share, for the nine-month period ended December 31, 2006.

Deborah Wright, chairman and CEO, said: I’m pleased to report that our business remains solid despite the most challenging banking environment in decades, namely the persistent flat-to-inverted yield curve, credit issues impacting many parts of our nation and the threat of a recession.