Basic and diluted earnings per share were $0.15 for the second quarter of fiscal year 2008, compared to $0.49 for the second quarter of fiscal year 2007. Net interest income was $418,000, an increase of $234,000 for the second quarter of fiscal year 2008, compared to $184,000 for the second quarter of fiscal year 2007.

For the six-month period ended December 31, 2007, net loss was $211,000, compared to $189,000 for the six-month period of fiscal year 2007. Basic and diluted earnings per share were $0.50 for the six-month period of fiscal year 2008, compared to $0.45 for the six-month period of fiscal year 2007. Net interest income was $703,000, an increase of $33,000 for the six-month period of fiscal year 2008, compared to the six-month period of fiscal year 2007.