First Farmers Bank and Trust vice president of marketing and public relations Tade Powell said the bank feels that their customers will be able to receive advantages of an enhanced card product with the comfortable style of First Farmers Bank and Trust service.

"Our partnership with Elan allows our institution to be able to offer competitive pricing and a rewards program to the market while retaining the service and convenience of traditional community banking", said Powell.

Elan Financial Services facilitates a complete range of processing and payments services, including credit card issuing, prepaid card solutions and ATM and debit card processing, having over 1,700 clients across the US.

Elan, which owns and operates the MoneyPass surcharge free ATM network, also provides transaction processing, terminal driving and the necessary monitoring and support services for over 27,000 ATMs nationwide, and supports more than 20 million ATM and debit cards.

With more than $940m assets, First Farmers Bank & Trust serves over 40,000 clients from 20 branches in Indiana.