For the second quarter ended on 30 June 2013, its revenues decreased by 1.8% to €9.91bn, against €10.09bn during the corresponding period earlier year.
Its revenues for domestic markets which stood at €3.97bn, were up slightly by 0.3% compared to the second quarter 2012 due to the pickup of financial fees and a good contribution from Arval.
French retail banking (FRB) posted revenues of €1.7bn, with a decrease of 1.6% compared to the second quarter last year.
BNL banca commerciale (BNL bc) business revenues edged up 0.4% compared to the second quarter 2012, at €816m, while net interest income was down 3.6%, due to lower loan volumes.
Belgian retail banking revenues stood at €844m, which was stable, while net interest income was down moderately compared to the second quarter 2012.
The group’s solvency was high with a Basel 3 fully loaded common equity Tier 1 ratio of 10.4%; the Basel 3 fully loaded leverage ratio calculated on the sole basis of common equity Tier 1, was 3.4%.
