Returns on the linked deposits will depend on the relative performance of the two tracker funds in Hong Kong, namely the Tracker Fund of Hong Kong (TraHK) and the Hang Seng H-Share Index Exchange Traded Fund (HS H-Share ETF).

Investors will receive a coupon at maturity, so long as the HS H-Share ETF does not perform worse than the TraHK by 50% on the determination date (15 months).