All articles by Andrew Fawthrop

Andrew Fawthrop

What is FNZ? The digital finance unicorn in Scotland’s thriving fintech hub

Having recently hit the dizzying heights of unicorn status, the story of FNZ has become a benchmark for many of…

FNZ becomes first Scotland-based fintech to achieve unicorn status

Wealth management disruptor FNZ has become the first Scotland-based fintech to achieve unicorn status – passing the $1bn (£753m) valuation…

Financial technology provider Crealogix is creating tools to help banks digitise

Open banking in the UK is well under way, with financial institutions of all types benefiting from digital tools and…

Optimism within the UK finance industry falling at fastest rate since 2008 crisis

Optimism in the UK financial services industry is on its sharpest decline since the 2008-09 economic crisis – as the…

Monzo savings account to be launched following OakNorth partnership

Monzo customers will soon be able to open a savings account via their mobile apps, after it struck a partnership…

Charting fintech disruptor Revolut’s rapid rise to stardom and recent image troubles

From “single-shaming” adverts on the London Underground to accusations of a toxic workplace culture, it’s been a rocky few months…

Deutsche and Commerzbank merger unlikely to mask ‘fundamental underperformance’, say analysts

The proposed merger between Deutsche Bank and Commerzbank won’t necessarily address their “fundamental underperformance”, says a banking expert. Deutsche ended long-running…

A new chapter for cheques as image clearing system roll-out continues

The technology behind processing cheques has effectively been left untouched for centuries – but a new image clearing system (ICS)…

How RBS bail-out is now helping SME banking competition in the UK

A £280m grant was recently shared between three UK challenger banks to boost their business banking operations – the source…

Six UK companies leading the way in emerging digital banking trends

Digital banking trends are becoming ever more diverse as new technologies make it easier to manage money in different ways.…