3Delta Systems, a provider of online credit card payment solutions, has been certified to securely process and transmit web-based merchant credit card and purchase card (p-card) transactions directly with Chase Paymentech for real-time authorization, settlement and payment. Chase Paymentech is a global payment processor and merchant acquirer.

3Delta Systems’ certification supports corporate card line-item detail, also known as Level-3 line-item data, which augments basic corporate card transactions with more detailed purchase information that qualifies merchants for lower credit card interchange rates. The certification also applies to 3Delta Systems’ processing services for all major card brands, Visa, MasterCard/Diner’s Club, American Express and Discover.

Aaron Bills, chief operating officer and founder of 3Delta Systems, said: “On average, we save our customers 30% on their payment processing costs compared to what they’re currently spending, largely due to better interchange-rate qualification that Level-3 line-item detail provides. Plus, with 3Delta Systems’ ‘Software as a Service’ delivery model, ongoing upkeep of a PC-based payment system and the associated risks of distributed software are eliminated.”

“In today’s depressed economy, merchants are looking for ways to cut their credit card acceptance costs and improve transaction times using a secure online processing gateway. Now, customers with Chase Paymentech merchant accounts that also choose 3Delta Systems as their online payment processing gateway will be able to transmit credit card transactions for authorization, settlement and payment in real time, safely and securely.”